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T7 ERPFeaturesBank Reconciliation
🏦 Automated Bank Statement Matching

Automated Bank
Statement Matcher.

Import HDFC, ICICI, SBI, and Axis bank statements. Match UTR entries, payment gateway payouts, and ledgers in minutes.

HDFC Current Account Reconciliation

Statement File: HDFC_July_2026.csv

98.4% Auto Matched

UTR: 420519842100 (Razorpay Payout)

Matched with Sales Batch #894

+₹84,250.00

NEFT: Vendor Raw Pack Payment

Matched with Purchase Bill #PB-441

-₹1,12,000.00

Bank Reconciliation Features

CSV / OFX Statement Import

Upload electronic bank statements from all major Indian public and private banks.

UTR & Reference Auto Matcher

Instantly match bank entries with ERP payment vouchers by UTR number.

Payment Gateway Settlement Matcher

Reconcile daily Paytm, Pinelabs, and Razorpay gross sales minus fee deposits.

1-Click Unrecorded Voucher Creation

Convert bank interest credits and SMS service charges into ledgers with 1 click.

Un-cleared Cheque Tracking

Monitor pending deposits and un-presented supplier cheques with age analysis.

BRS Audit Report Generator

Generate Bank Reconciliation Statements (BRS) ready for CA and GST audits.

What is bank reconciliation software?

Bank reconciliation software compares bank statement transaction lines (credits and debits recorded by your bank) with the cash/bank books recorded in your business ERP. The software identifies matching entries based on date, amount, reference numbers (UTR / Cheque number), and flags variances caused by bank charges, pending deposits, or unrecorded expenses.

Manual spreadsheet reconciliation vs T7 Automated Bank Reconciliation

Compare hours of manual Excel lookup against automated multi-rule bank statement matching.

Reconciliation StepManual Excel Spreadsheet LookupT7 ERP Automated Reconciliation
Statement UploadCopy-pasting CSV rows into spreadsheets manuallyDirect 1-click import of ICICI, HDFC, SBI, Axis CSV/OFX statement files
Matching EngineEye-balling transaction lines against bank vouchersAutomated multi-criteria matching (UTR, Amount, Date tolerance rules)
UPI & Card SettlementsTedious task of splitting bulk gateway payouts into individual billsAutomated payment gateway settlement breakdown & fee posting
Audit ReadinessProne to missed bank charges, un-deposited cheques, or duplicatesClear audit trail of matched, partial, and un-reconciled vouchers
Month-End ClosureTakes 3–5 days per account to close monthly booksReconcile daily in under 10 minutes per bank account

What to look for in bank reconciliation software

Critical capabilities required for accurate Indian business accounting.

UPI & Payment Gateway Reconciliation

Ensure system can reconcile net payout deposits against gross retail bill sales minus gateway commission.

Multi-Bank Account Support

Ability to handle unlimited current accounts, CC/OD accounts, and wallet accounts.

Security & Permission Controls

Restrict bank reconciliation locks and voucher edits to authorized finance managers.

GST Ledger Alignment

Ensure reconciled receipts match GSTR-1 and bank trail for compliance audits.

Is T7 bank reconciliation right for your company?

Good fit when

  • Retailers and distributors processing hundreds of daily UPI and card transactions
  • Businesses with multiple bank accounts, OD limits, and payment gateway settlements
  • Finance teams wanting to reduce month-end accounting closure time

Confirm before choosing

  • Ensuring bank vouchers in ERP include clean UTR/Ref numbers during entry
  • Regularity of importing bank statements (daily or weekly vs annual backlog)

Trusted by Leading Businesses

Businesses across industries trust T7 ERP to power their operations every day.

Simplify Month-End Accounting Audits

Automate bank statement reconciliation across all your accounts.

Request Accounting Demo

Bank Reconciliation Questions

T7 ERP supports CSV, Excel, and OFX statement files from HDFC, ICICI, SBI, Axis, Kotak, PNB, and Bank of Baroda.